Student Loan Consolidation: Getting Out of Debt

Introduction When we talk about college graduation, several promising life changes occur in our minds – potential careers, independence as well as new beginnings.   However, although it means beginning of something, it still signifies something less enjoyable too – the repayment of student loans. As you all know, the repayment of ample student loans can…

Student Loan Repayment Tips for the Life of Your Loans

It is often said that the most effective debt management strategy is to be debt-free.   But, in order to pay for your college education, you may need to take out student loans. Student loans are applied by many people these days.  It is for the hope that student loans can greatly support their education.  Well,…

Financing Your Education:  Your Future Is In Your Hands

 Introduction  One of the most important decisions you can make in your life is how to pay for your education.  Education as you may know is a very big thing for all of us.  It is the key to our success.  But, oftentimes this “big thing” is ignored because of financial problems.  Thanks to some…

Student Loan Pitfalls: Dangerous Default

Introduction The student loans just like the other forms of financial aid are a service that is subject for repayment. However, although aware of such fact, many borrowers still fall to the trap of walking away from student loan debt which then results to series of consequences. They tend to ignore their being summoned to…

Borrowing Student Loans Responsibly

As you may know, student loans are today’s largest form of student aid. Researches have found out that it made up to 54 percent of the total aid awarded every year. However, with the rise of student loans, several cases of student loan defaults occur. The student loan debt is even today’s one of the…

What is earnings per share,

Publicly owned companies must report earnings per share (EPS) below the net income line in their income statements. This is mandated by generally accepted accounting practices (GAAP). The EPS gives investors a means of determining the amount the business earned on its stock share investments. In other words, EPS tells investors how much net income…

What are independent auditors,

Indpendent CPA auditors are like referees in the financial reporting arena. The CPA comes in, does an audit of the business’s accounting system and methods and gives a report that is attached to the company’s financial statements. Publicly owned businesses are required to have their annual financial reports audited by independent CPA firms and any…

How is accounting used in business?

It might seem obvious, but in managing a business, it’s important to understand how the business makes a profit. A company needs a good business model and a good profit model. A business sells products or services and earns a certain amount of margin on each unit sold. The number of units sold is the…

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