APPLY NOW!
Job title: Credit Analyst
Company: Canadian Western Bank
Job description: CWB Financial Group is a diversified financial services organization providing specialized service in business and personal banking, trust, and wealth management across Canada. Our approach to business is straightforward: we work hard and with integrity, we practice common-sense thinking, we’re accountable for our actions, and we care about our people. We’re incredibly proud of the work we do every day to help our clients grow their businesses, manage their money and realize their financial potential! Learn more at .
Credit Analyst, Maxium
Role Specifications
Grade P2
Compensation Range $53,000 – $79,500
For additional information, please contact the recruiter for a complete job description.
At CWB, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up – as individuals and as a team – to accomplish our strategy.
CWB is on a mission to become the best full-service bank for business owners of Canada.
Our Maxium team includes a diverse group of lending professionals who strive every single day to achieve strong results for the bank and their clients. Our team of designated commercial lenders knows the value of relationship building and brings that perfect combination of stellar stewardship, client support and financial expertise to the table.
No day is ever the same in commercial banking. Whether it’s providing proactive client solutions, stellar service support, consultation sessions or financial advice, we’re there every step of the way for our clients to ensure they reach their personal and business dreams. It’s this top service that we are known for.
The opportunity
Are you a dedicated finance professional who loves crunching numbers? Are you skilled at in-depth analysis of financial statements? Are you a go-to resource for credit knowledge and support? Do enjoy managing risk? Are you an expert analyst who is excited by a fast-paced and ever-changing environment? If you want to apply your business know-how and be part of a dynamic finance team – we want to hear from you.
Specific Accountabilities
What you will be responsible for
- Accountable to ensure compliance with various first-line risk management functions, workflows and policies of the CWB Maxium business lines, including requirements for loan management, data integrity, portfolio quality, exposure limits and fulfillment of loan security and approval requirements.
- Build close working relationships with sales and operations and risk management teams to analyze, structure, write and process credit applications, review and recommendations in a timely manner consistent with established business line service agreements
- Analyze and discuss terms and conditions of credit applications and related matters with sales and large deal review committee, as required
- Ensure risk-taking is within acceptable parameters of CWB Maxium’s lending practices, policies and procedures
- Approve credit applications (new and renewal) within a delegated credit limit
- Prepare recommendations for approval, restructuring, or deferral of credit applications
- Prepare credit condition checklists for each approved credit application
- Ensure adherence to CWB Maxium’s credit administration and security policies and procedures
- Assist in the preparation of annual credit reviews on assigned portfolio of loans/leases including an updated security review, financial covenant testing, re-rating of transaction credit risk and updated financial statement and cash flow analysis
- Review amendments seeking approval to modify the original transaction security or other credit conditions
- Ensure required reports and financial data are received and analyzed promptly in accordance with loan commitments
- Identify and actively participate in credit process improvements
- Exercise discretion and maintain confidentiality of all customer information in accordance with internal policies and procedures, and federal rules and regulations
- Inspire trust by being open, honest and direct in communication, meeting commitments and behaving ethically in all dealings
- Treat all stakeholders with professionalism, dignity and respect and support an environment where people can contribute and excel
- Demonstrate strong interpersonal skills that contribute to working effectively in a diverse working environment
- Accept responsibility and accountability for actions and results
- Make decisions guided by common sense and sound business judgement
- Promote cooperation and commitment within the CWB Group towards the attainment of common goals enabling productive group interactions
Client experience. Business growth. Credit management. Brand ambassador.
Skills and competencies that will take you further
Credit knowledge. Collaborator. Financial savvy. Team builder. Compliance strategist. Trusted partner. Respected negotiator.
We are looking for someone with strong time management skills, excellent verbal and written communication skills, with the ability to be a strong negotiator who is able to work collaboratively with all of our business lines. Excellent interpersonal and organizational skills are a must. This role requires a person with the ability to maintain a high level of confidentiality. If you have a background and knowledge in equipment financing and leasing, general knowledge of collateral security and leasing documentation requirements, it would be an asset. A great teammate able to work well with colleagues while striving to meet personal goals would excel in this position.
Foundational knowledge and experience to grow from
Education
- Bachelors’ Degree in business or related discipline is required
Professional Experience
- 2-3 years financial services experience within functions of risk management, banking and/or commercial lending
- Experience in credit adjudication supported by well-developed skills in financial statement analysis and knowledge of effective risk mitigation strategies for credit underwriting
Go further with CWB. Apply today.
Why work with us?
Winners of Canada’s Most Admired Corporate Culture 2020
& recognized as one of 50 Best Workplaces in Canada by Great Places to Work
Your voice matters. Help us shape our voice around important social & cultural matters.
The opportunity to make a difference. Build a team. Make an impact. Put your mark on the CWB landscape.
Flexible work arrangements. Make work make sense for you. Remote work. Relocation. Compressed work weeks & more!
Physical health and mental fitness are priorities. Generous time away to practice self-care and family-care with 100% company paid benefit & support programs.
Community giving. Drive economic prosperity in your community. Get involved. Volunteer. Fundraise. All with CWB support.
Bring your whole self to work. Inclusion is a journey requiring practice & experience that results in a powerful outcome.
Innovation. Learn. Grow. Enhance. At CWB we play to win. When we fail, we fail forward.
Connection. Join, participate, lead an employee regulated group (ERG). Find a community within the CWB family.
Organization wide coaching services. Strategic career design is something we work hard to deliver for all employees.
Recognition. Peer to peer recognition program. Both “in the moment” and monumental!
Financial rewards. Yup! We pay you too. Base plus performance incentives. In fact, this role has incentives on top of incentives!! If applicable
Retirement investment strategy. You can’t work forever, so we have a RRSP contribution & matching program with financial advisors at the ready to help you make the most of your wealth.
Company ownership. The knowledge and opportunity to impact the bottom line and be rewarded for it – every day, with our employee share purchase plan.
Ignite a spark. Create your path. Go further with CWB. Apply today.
#discoverCWB
#LI-TB
Closing Date:
- Position closes at 12:01am on indicated close date 04/21/2021
Inclusion & Diversity
CWB Financial Group is committed to being an equitable employer, providing an inclusive environment for a diverse workforce, including but not limited to, women, persons with visible and invisible disabilities, Indigenous persons, gender and sexual minorities, and ethnic visible minorities. We believe that inclusion has power. In fact, that’s one of our values. We know that diverse teams unleash new ideas and perspectives. We work to create an organization where people can be proud of who they are, and allies for those around them. We know that there is power in our differences and we are committed to providing equitable treatment to all employees, applicants and clients. And beyond that, we celebrate our people and those differences.
We’re proud to have built a culture that thrives on idea-sharing and collaboration, and we’re always finding ways to continue to create a warm, welcoming and inclusive work environment. We have a strong ethics program, a mandatory Respect in the Workplace eLearning program, comprehensive policies related to employment equity, and a strategy and an going strategy to ensure diversity and inclusion thrives at CWB.
Accessibility
CWB Financial Group is committed to providing all applicants with equal accessibility. Believing that inclusion has power, we strive to create an accessible environment for all, focused on the principles of independence, dignity, and equality. If you require adjustments as part of the recruitment and selection process (from application to offer) please submit your request and one of our recruiters will reach out to you directly.
Expected salary: $53000 – 79500 per year
Location: Richmond Hill, ON
Job date: Thu, 08 Apr 2021 23:52:04 GMT
APPLY NOW!
[ad_2]
